OCBC个人贷款申请所需文件清单

You will need the following documents to apply:

• Personal ID: Valid passport, EU ID card, or government-issued photo ID (clear and valid, not expired)
• Proof of Income: Recent 3 months' payslips, bank statements showing monthly income, or tax returns (for self-employed)
• Proof of Residency: Utility bill (water/electricity/gas) within 3 months, rental contract, or residency permit
• Bank Account Info: EU bank account details (account number, bank name, IBAN)

Supplementary Documents (if applicable):

• Marriage certificate (for joint loan applicants)
• Proof of employment (employment contract)
• Proof of credit score

Requirements: All documents must be in English or accompanied by certified English translation. Photos/PDFs must be clear and unaltered.